So, your other half has been lavishing you with luxury and beautiful gifts all year and now springs upon you the holiday of a lifetime to mauritius! You are one lucky girl!
Of course two weeks on a beautiful get away gives you chance to show off all those expensive items that he has been buying you.
As you sit on top of your three suitcases to make sure they will shut, I suspect little thought has been given to making sure you don’t lose out financially, in the event your luggage is lost, stolen or damaged.
In other words TRAVEL INSURANCE
Now some people may have free travel insurance extensions of their credit cards, but check the small print as more often than not, this is only valid when you have paid for the holiday using that particular card.
Some of you who have high net worth home insurance, may have a travel insurance extension as part of the package.
For the rest of us mortals, we have to rely on the good old travel insurance policy.
Whilst it sounds simple enough, travel insurance is actually one of the most complicated insurance policies, you can buy. There are so many different sections in a policy and they cover all sorts of insurance areas, medical, death, loss, damage, liability, personal accident, theft, liable, it can be quite overwhelming.
Not to mention the fact that there are over 130 different policies to choose from. Suddenly we are starting to get a headache.
So where to start?
Well the best place to start is probably a comparison site, although you should prepare a list of what you need covered, because most comparison sites, show you the cheapest policies first and with all that luggage you need to take, the cheapest policy may not be the best.
Unfortunately most comparison sites don’t deal with every Insurer, in fact most only deal with 20 or 30 companies. There is however one company that has managed to review every travel insurance policy on the market and give them a five star rating.
Thatsinsurance.com are really a true comparison site. Whilst they don’t provide exact prices for individual circumstances, they have rated policies using a variety of scenarios, so you can be sure that the insurance you need is the right one for you.
All you need to do is go to their site and after deciding whether you need a single trip policy or an annual travel policy, check out the top ten rated Insurance policies and click the link to get your own quote. You will be glad you did, there is nothing like saving time by using a site like thatsinsurance.com